Every year as the new year arrives I think of how I should resolve to make some changes in the upcoming year.

Piggy Bank with dollars sticking out

All the wise people I know have financial sense. They understand how to manage money. They understand how to add and subtract. You cannot subtract more than you add to your bank account. Spending more money than you have is not acceptable. Money is simple. It is a commodity of exchange we receive for our time, our skill. So why do so many have so little financial sense?

A rushing spring over rocks

I’m not a great outdoors person but I do enjoy time away from the cares of the day-to-day worries. And I’m always glad that I did when I get outside and enjoy nature.

Our single mom student at this time is on schedule to graduate in May 2020. She has been a joy to work with and will be an asset to our community with a degree in Social Work from Lamar University.

Gail logo by Makena

F – Finan-Sense Editorial as it appeared in the Beaumont Enterprise December 22, 2019

Christ Elf in Green with red trimming

“Joy to the World” was playing on the car radio, but I did not feel any joy in my world. It was five days before Christmas – the first Christmas since my divorce and the first one I would spend without my children.

An example of a magazine collage vision board

“Joy to the World” is the message for the season we celebrate every December. Joy is not the same as happiness. Happiness is an emotion in which one experiences feelings ranging from contentment and satisfaction to bliss and intense pleasure. Joy is a stronger less common feeling than happiness.

Mom with her son and daughter with Christmas gifts

This may very well be the most stressful time of the year for parents and especially single mothers. Just like mothers everywhere, single moms want to make their children squeal with delight on Christmas morning. I wish I could solve all the financial problems single mothers face day-in, day-out, much less during the Christmas holidays. […]

Say “Thank You” Years ago someone told me to keep a “Warm Fuzzies” file folder. I’m so glad I did. On days when I feel like I’m making no progress in this world, I can pull out the folder and read notes and letters-many that I’ve completely forgotten about. This week is Thanksgiving week. It’s […]

This quote was on the cover of our church program yesterday.
“Gratitude unlocks the fullness of life. It turns what we have into enough and more. It turns denial into acceptance, chaos to order, confusion to clarity. It can turn a meal into a feast, a house into a home, a stranger into a friend.”
– Melody Beattie