Category needing versus wanting

Money Matters All Year
All the wise people I know have financial sense. They understand how to manage money. They understand how to add and subtract. You cannot subtract more than you add to your bank account. Spending more money than you have is not acceptable. Money is simple. It is a commodity of exchange we receive for our time, our skill. So why do so many have so little financial sense?

I’m a Tough Old Bird With Feathers of Wisdom for Women
Tough Old Bird Recently a young woman told me she liked my radio spots, “but you’re not a tough old bird.” I laughed. The truth is I do have lots of soft spots and I can be seriously tough on some issues. One issue that I remain tough about is something all parents need to […]